Privacy Policy
Last updated: April 4, 2025
The privacy of our website users is very important to us, and we make every effort to ensure it is protected. This policy explains how we use your personal information.
By agreeing to the use of cookies when you first visit our website, in accordance with the provisions of these Rules, you grant us permission to use cookies on each of your subsequent visits.
1. Collection of Personal Data
The following types of personal data are subject to collection, storage, and use:
- Information about your computer, including your IP address, geographic location, browser type and version, and operating system;
- Information about your visits to and use of this website, including referral sources, duration of visits, pages viewed, and navigation paths on the site;
- Information such as your name, phone number, and email address, which you provided when submitting an application;
- Information generated when using our website, including information about the time, frequency, and conditions of use;
- Information contained in any messages you have sent to us via email or through our website, including the content of the message and metadata;
- Any other personal information you have sent to us.
Before disclosing a third party’s personal information to us, you must obtain that person’s consent to both the disclosure and the processing of such information in accordance with these rules.
2. Use of Your Personal Information
The personal information you provide to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website. We may use your personal information for the following purposes:
Customizing our website for you;
- Providing you with services purchased through our website;
- Sending you notifications;
- Sending you non-marketing commercial communications;
- Sending you emails that you have specifically requested;
- Sending you newsletters if you have subscribed to them (you may notify us at any time that you no longer wish to receive newsletters from us);
- Sending you marketing communications regarding our business activities or the business activities of carefully selected third-party companies that we believe may be of interest to you, through publications or, if you have specifically consented to this, by email or through the use of similar technologies (you may notify us at any time that you no longer wish to receive marketing communications);
- Processing requests and complaints made by you or against you regarding our website;
- To ensure the security of our website and prevent fraud.
If you have provided personal information for publication on our website, we will publish it. Otherwise, we will use this information in accordance with the permissions you have granted us.
Without your explicit consent, we will not share your personal information with any third-party company for direct marketing purposes by that company or any other third-party company.
3. Disclosure of Personal Information
We reserve the right to disclose your personal information to any of our employees, officers, insurers, professional advisors, agents, suppliers, or subcontractors, to the extent and for the purposes set forth in these policies.
We reserve the right to disclose your personal information to any member of our group of companies to the extent and for the purposes set forth in this policy.
We reserve the right to disclose your personal information:
- In cases where we are required to do so by law;
- In connection with any current or future legal proceedings;
- To establish, exercise, or defend our legal rights (including providing information to third parties to prevent fraud);
- To a buyer (or prospective buyer) of any business or assets that we are selling (or intend to sell);
- To any person who, in our reasonable opinion, may make a request to a court or other competent authority for the disclosure of such personal data and, in our reasonable opinion, such court or competent authority would issue an order for the disclosure of such personal data.
We will not disclose your personal information to third parties, except as specified in these rules.
4. Protection of Personal Information
This section sets forth the company’s policies and procedures regarding the retention of personal information. These policies and procedures are designed to ensure that we comply with our legal obligations regarding the retention and deletion of personal information.
Personal information that we process for a specific purpose or for specific purposes must not be retained for longer than is necessary to fulfill that purpose or those purposes.
Notwithstanding the other provisions of this section, we will retain documents (including electronic documents) containing personal information:
- In cases where we are required to do so by law;
- If we believe that these documents may be relevant to any current or future legal proceedings;
- To establish, exercise, or defend our legal rights (including providing information to other parties to prevent fraud).
5. Protection of Your Personal Information
We will take adequate technical and organizational measures to prevent the loss, unauthorized use, or alteration of your personal information.
We will store all personal information you provide on our secure servers (protected by both passwords and firewalls).
You acknowledge that the transmission of information over the Internet is inherently unsecured, and we cannot guarantee the security of data sent via the Internet.
6. Changes and Amendments
We reserve the right to periodically make changes and amendments to these rules and to publish the updated version on our website. You should periodically check this webpage to ensure that you understand the content of any changes made to these rules. We may also notify you of changes to these rules by email or through our website’s private messaging system.
7. Your rights
You have the right to instruct us not to process your personal information for marketing purposes.
In practice, you will typically either consent in advance to our use of your personal information for marketing purposes, or we will provide you with the option to opt out of the use of your information for marketing purposes.
8. Third-party websites
Our website contains hyperlinks to websites operated by third-party companies and individuals. We have no control over, and assume no responsibility for, the privacy policies and practices of such third parties and companies.
9. Updating Information
Please let us know as soon as possible if the personal information we have on file needs to be updated or corrected.
10. Cookies
Our website uses cookies. A cookie is a file containing an identifier (a string consisting of letters and numbers) that is sent by a web server to a web browser and stored by the browser. Subsequently, the identifier is sent back to the server every time the browser requests a web page from the server. Cookies can be either “persistent” or “session”: persistent cookies are stored by the browser and remain valid until their expiration date, unless deleted by the user beforehand; “session” cookies, on the other hand, are deleted after the end of the session on the website or after closing the browser. Cookies typically do not contain any information that identifies the user personally. However, the personal information we hold about you may be linked to information stored in and obtained from cookies.
Most browsers allow you to opt out of the use of cookies, for example:
- In Internet Explorer (version 10), you can block cookies using the cookie management settings available under “Tools” – “Internet Options” – “Privacy” – “Advanced”;
- In Firefox (version 24), you can block all cookies by clicking “Tools” – “Options” – “Privacy”: in the drop-down menu, select “Use custom settings for history” and uncheck “Accept cookies from sites”;
- in Chrome (version 29) you can block all cookies by going to the “Settings and management” menu, selecting ‘Settings’ – “Show advanced settings” and “Content settings,” and then selecting “Block sites from sending any data” under the “Cookies” heading.
Blocking all cookies will negatively impact your experience on many websites. If you block cookies, you will not be able to use many of the features on our website.
You can delete cookies that are already stored on your computer, for example:
- In Internet Explorer (version 10), you must delete cookies manually (instructions on how to do this can be found at http://support.microsoft.com/kb/278835);
- In Firefox (version 24), you can delete cookies by going to the “Tools” menu – ‘Options’ – “Privacy”: In the drop-down menu, select “Use custom settings for history,” click “Show Cookies,” and then “Delete All Cookies”;
- In Chrome (version 29), you can delete all cookies by going to the “Settings and management” menu, selecting ‘Settings’ – “Show advanced settings” and “Clear browsing data,” and before doing so, select “Delete cookies and other site data.”
Deleting cookies will negatively impact the user experience on many websites.